*Help to Buy - Wales: "Help to Buy – Wales scheme is available on all plots in Wales (subject to status) with a full purchase price up to £300,000. Eligible applicants are required to fund at least 80% of the purchase price with a conventional repayment mortgage from a qualifying lender and minimum of 5% deposit. They will be offered an Equity Loan of up to 20% of the full purchase price through Help to Buy Wales Limited on behalf of the Welsh Government. The Equity Loan is secured by way of second charge over on the Help to Buy home and needs to be repaid within 25 years. Early payments can be made by the applicant either in part (subject to a minimum amount) or in full and any amount repaid is based on the value of the property at the time of the payment. For the first five years there is no interest charged on the Equity Loan. At the start of year six, 1.75% interest is payable on the Equity Loan which rises annually by RPI inflation plus 1%. Terms and conditions apply. Applicants should seek independent financial advice, and get information and guidance on applying for a Help to Buy: Wales at www.gov.wales/help-buy-wales-buyers-guide"
A professional legal adviser is required to act on your behalf in carrying out the legal formalities of buying the home. Persimmon can provide you with a list of recommended independent solicitors and/or financial advisers from its panel as necessary (although there is no obligation to use a solicitor and/or financial advisor from Persimmon's panel). Persimmon cannot advise you in relation to any mortgage. The Help to Buy – Wales scheme is subject to availability and may be withdrawn at any time without notice. It is not to be used in conjunction with any other purchase assistance scheme, offer or promotion. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE, YOUR EQUITY LOAN OR OTHER DEBT SECURED ON IT. For full details on the Equity Loan scheme please visit www.gov.wales/help-buy-wales-buyers-guide